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Prosperity Home Mortgage, LLC is open for business. In light of recent events surrounding COVID-19, we wanted to provide you with assurances that our team members are fully committed to providing continued, outstanding service. We are following CDC protocols in regards to cleaning and disinfecting our offices, eliminating in person gatherings and following proper social distancing techniques. In fact, we successfully transitioned our employees to a remote work environment recently and are open for business. Click here to more details.

New Benefits for Veterans Available Now

VA loans are better than ever in 2020! 

The VA has announced additional benefits for veterans seeking a home loan. Talk to us about our VA Home Loan Advantage today!

New Benefits Include:
    •    Purple Heart - If you are an active duty Servicemember who has earned a Purple Heart, your funding fee can be waived if you close on your home while still serving on active duty.
    •    Higher Loan Limits - Veterans will have greater access when using their no-down payment home loan benefit.  The VA no longer follows conventional loan limits and will now allow loans up to $1.5 million.
    •    Native American Direct Loan - The new law removes the loan limit of $80,000 for Veterans using their entitlement for a VA Native American Direct loan to build or purchase a home on Federal trust land.  Eliminating the loan limit enhances access to home loan benefits for Native American Veterans.

 Additional benefits of our VA Home Loan Advantage program include:
    •    No first-time homebuyer education requirements
    •    No income limits
    •    We will consider credit scores as low as 620
    •    No origination fee (up to $1185 value)
    •    No appraisal fee (up to $650 value*)

 *Values vary from market to market. Speak to your mortgage consultant for exact value.

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